How To Transfer Money Using Capitec Mobile Banking – Internet Banking


In this article, we will teach you how to transfer money using Capitec Mobile Banking. Transfer of money using Capitec bank is fast and easy. Capitec Bank is one of the leading banks in South Africa especially after being ranked second largest bank in South Africa as of 2017 after getting over 120,000 new customers monthly. We are here to teach you how you can send money with ease to any bank with ease using your mobile phone USSD code. When we mention USSD codes which stands for Unstructured Supplementary Service Data, it simply means dialing codes in your phone just as you check your credit. No internet is required and no apps needs to be downloaded just your phone and network.

What do you stand to gain from mobile banking? there are many things to be gained from this, its not only about transferring money, this includes;

  1. Check the account balance

  2. Buy airtime

  3. Pay for electricity bills

  4. perform credit facility transfers

Mobile code for the transfer of money from one account to another

Dial 1203279# to begin the process on your mobile phone. After your registration, you will see a number of options after dialing that code simply follow the instructions. There are some questions you may want to ask concerning this transaction process and we will answer them carefully.

  1. Can You do a transaction with any sim card: No you can’t because the sim you use for transactions is the one used when opening the account.

  2. How protected am i while using this services: A pin is usually required while registering for this service and without the pin there will be no transaction.

Read: How To Transfer Money Using Nedbank Cellphone And SMS Banking – Add Beneficiary


  1. What if someone gets to know my pin: If someone gets to know your pin then change it or visit any Capitec branch to block mobile banking. For more inquiries visit the bank’s official website; to know more about mobile banking.

Internet Banking

This system is almost like mobile banking but the difference is that an internet service is required to do any transaction. Internet banking have more importance than mobile banking because it offers more services. These are the services you can enjoy with Internet banking;

  1. You can view and also download your bank statement

  2. Buy airtime for your phone

  3. It is used to view your payment and transaction history

  4. Stop orders or a future dated payments

  5. Tax interest certificates can be viewed or downloaded

  6. Pay for electricity both for yourself and a friend

  7. Transfer money to another bank account

Internet banking is something you should also be very careful of due hackers and fraudsters. Click on this LINK to sign in for internet banking.

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