How to borrow money from Capitec bank

How to borrow money from Capitec bank

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Capitec bank loan application can be done online at the bank’s website or via the banking app. You can also visit the nearest Capitec bank branch or call 0860 66 77 89. Before you are offered loan, the bank would require to verify the following:

Read: How to apply for a loan at African bank online

  • Your banking and credit history.
  • Your income and expenses to see how much you can afford.
  • How stable your source of income is, to make the best offer.

Capitec bank offers a loan of up to R250 000 over 1 – 84 months. Your personalized offer is based on your affordability, and you can choose between the amount you want, the lowest monthly installment or the lowest interest rate, starting at 12.9%.

Remember that the term will affect your installments, so be sure that you’ll be able to repay the monthly installments over the whole term.


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